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Qualified Charitable Distributions

70 1/2 or older? Make a lasting difference with a qualified charitable contribution

An Afghan boy sits on a blanket smiling. Next to him, a physical therapist in a white coat stretches his arm.

Juma was seriously injured during an air strike on his home in Afghanistan, and is now living with quadriplegia. He participates in at-home physical therapy sessions. | © O. Zerah / HI

70 1/2 or older? Make a lasting difference with a qualified charitable contribution

A qualified charitable distribution (QCD) is for donors aged 70 1/2 and older to decrease their taxable income by donating directly from their IRA. You can contribute up to $100,000 a year, and it may satisfy your required minimum distribution.

How does it work?

1. Contact your IRA plan administrator to make a gift from your IRA to Handicap International (d.b.a. Humanity & Inclusion). You may need to note our Tax/EIN number, which is 55-0914744. Please be sure to give your IRA trustee ample time to complete the transaction before the end of the calendar year.

2. Your IRA funds will likely be directly transferred to Humanity & Inclusion to help continue our important work. If your financial institution does not have our wire transfer instructions on file, please feel free to contact us and we will provide the account information. Some donors prefer to send the checks directly. If that applies to you, our address is

8757 Georgia Avenue, Suite 420, Silver Spring, Maryland 20910 

3. Check that the check is made payable to Humanity & Inclusion (or Handicap International), rather than yourself. Checks made out to IRA owners simply cannot qualify as a qualified charitable deduction.

4. If you choose to make a donation via your IRA, please take a moment to let us know! Sometimes, these wonderful gifts arrive without any information about the donor, and we cannot acknowledge your generosity the way we would like to, and the way you will need us to for the IRS to recognize the donation as you intend.  

Name Humanity & Inclusion as a beneficiary of your retirement fund

Establish a succession plan for the remainder amount in your retirement fund, sharing your philanthropic values with your loved ones, and ensuring your legacy gift can benefit generations to come. You can directly identify a charity like Humanity & Inclusion as a remainder beneficiary on your IRA, 401(k), 403(b) or other retirement plan, rather than using another estate-planning tool like your will.

Already named Humanity & Inclusion as a beneficiary of your retirement account or made plans for a different type of legacy gift? Thank you so much for making a generational impact! We want to ensure that we follow your wishes for how your gift is acknowledged and designated. Please download and complete this Bequest Information Form and return it to us.

A white woman wearing a green shirt and white glasses smiles. A white woman wearing a green shirt and white glasses smiles. A white woman wearing a green shirt and white glasses smiles. A white woman wearing a green shirt and white glasses smiles.

Get in touch

To speak to us in confidence about your philanthropic goals, please contact Elizabeth by emailing e[email protected] or calling +1 (240) 450-3538. Thank you.

Elizabeth Johnson Sellers
U.S. Director of Communications & Development, Humanity & Inclusion


Your personal financial situation is unique, so we encourage you to talk to your financial or legal advisor. All inquiries are welcome and held in the strictest confidence. You are never obligated to make a gift. The information on this page is not and should not be construed as legal or tax advice. State laws vary. Please consult an attorney when preparing your estate and other long-term planning documents.

 

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